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Cheap personal loans
Best Personal Loans for April 2019
The best personal loan helps you reach a financial goal, whether it’s paying off debt or funding a large expense. The loan with the lowest annual percentage rate is the least expensive — and usually the best choice. But other features, including no fees, soft credit checks and whether lenders directly pay creditors if you’re consolidating debt, set some loans apart.
- Best personal loans for good credit: Laurel Road , LightStream, Marcus and SoFi.
- Best personal loans for bad credit: Avant, OneMain Financial, Upgrade and Upstart.
- Best personal loans for debt consolidation: Discover, Laurel Road, Marcus and Payoff.
- Best personal loans for home improvement: Earnest, LightStream, Marcus and SoFi.
Best personal loans for good credit
Borrowers with good to excellent credit scores (690 and above) may have their pick of personal loan companies. Those on our list of best lenders have low rates and typically no fees. SoFi offers high loan amounts, up to $100,000, while Marcus has flexible loan terms, letting borrowers choose their monthly payment amounts and loan terms.