#Mobile #home #loans
Mobile home loans
Parent-Child Loan Program
A Capitol Federal® Parent-Child loan is for individuals who have a parent, or a child, that may not be able to qualify for a mortgage loan on their own. This loan offers down payments as low as 25% and offers competitive rates compared to investment property loans. With the help of a parent or child, the dream of becoming a homeowner is achievable. Family helping family, it’s what we do at CapFed®.
fixed-rate for predictable payments
A conventional fixed-rate mortgage guarantees the interest rate will remain the same over the life of the loan. This offers you the security of knowing the principal and interest portion of your monthly payment will not change. Interest rates remain low, making this a great time to purchase a home. Apply online and enjoy the ability to lock in a conventional rate while you shop.
An adjustable-rate Loan for A lower initial rate
An adjustable-rate mortgage (ARM) can be good for borrowers who plan to sell or refinance their home after the initial term ends. Typically, pay less interest over the life of your loan and save money.
Three, five or seven? They are all prime options.
Purchase + Improvement for unlimited potential
Buy the house you want and make improvements with one mortgage loan. Simply submit your bids for the improvements at the time of the loan application, and we will appraise the house taking your bids for improvements into consideration. This type of mortgage loan typically has lower monthly payments than regular improvement loans.
Buy it good. Make it great.
Construction-to-permanent for convenience
With Capitol Federal®’s Construction-to-Permanent loan program, you can enjoy the convenience of one loan throughout the building process and life of the loan. Our loan costs are among the lowest in the industry with dependable local service and local servicing for the life of the loan. When building a home, this is the most convenient financing available.
home-at-last for renting no more
Our Home-At-Last loan program is specially designed to meet the needs of low- to moderate-income homebuyers. We offer several financing options to fit your budget. If you qualify, there are no minimum loan amounts, you need very little down and you receive quick loan decisions. Plus, you’ll always get the personal service that’s a True Blue® tradition at Capitol Federal®. Additional program requirements apply.
how much home can you afford?
The loan amount, the interest rate, and the term of your home loan can have a dramatic effect on the total amount you will eventually pay for your home. Also, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI).
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